Auto Insurance
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Common auto coverages
Bodily Injury Liability
For injuries the policyholder causes to someone else.
Medical Payments or Personal Injury Protection (PIP)
For treatment of injuries to the driver and passengers of the policyholder's car.
Uninsured Motorist Coverage
For treatment of the policyholder's injuries as a result of collision with an uninsured driver.
Collision
For damage to the policyholder's car from a collision. The collision could be with another car, a fence, a light post, a wall, etc.
Comprehensive
For damage to the policyholder's car that doesn't involve a collision. Coverage includes fire, theft, falling objects, explosion, earthquake, flood, etc.
Property Damage Liability
For damage the policyholder caused to someone else's property.